The Asian Institute of Finance (AIF) is a think tank jointly established by Bank Negara Malaysia and the Securities Commission Malaysia, to enhance human capital development and talent management across the financial services industry in Asia. In line with this aim, AIF is committed to: • Producing high quality applied research and thought leadership in human capital development and talent management • Working in partnership with the industry to enhance the development, implementation and advocacy of professional standards and ethics • Developing and monitoring capacity building initiatives that drive efficiency, effectiveness and the structural development of the industry. The Institute believes in attracting, developing and retaining talented individuals towards ensuring the development and sustainability of the industry. It advocates this principle via domestic and regional alliances with industry, multilateral organisations and academia with the sole aim of raising the profile of the human capital and talent management agenda. AIF also works closely with Asian Banking School (ABS), Asian Institute of Chartered Bankers (AICB), Chartered Institute of Islamic Finance Professionals (CIIF), Islamic Banking and Finance Institute Malaysia (IBFIM), The Malaysian Insurance Institute (MII) and Securities Industry Development Corporation (SIDC), towards coordinating and enhancing content as well as delivery of professional qualifications in Malaysia.