Business Insurance Ltd (BIL) is an independently owned insurance and risk management company based in Christchurch. The company provides specialised commercial, domestic and personal insurance brokerage services to clients’ nationwide. Their emphasis is on building professional client relationships, delivering traditional service and providing new age innovative thinking. They have in depth working knowledge of the local insurance market, can provide objective advice on identifying risks and will recommend cost effective solutions. In business and personal matters, having the right insurance program is vital. Wrong or inadequate protection can lead to disastrous consequences for businesses, families or individuals. The right advice makes all the difference and prevents costly mistakes. As business owners themselves, they understand where the risk and value are in a business and will provide tailored solutions to meet your needs. Working closely with you, their focus is to ease the ‘labour of insurance’, allowing you to focus on what you do best – running your business. BIL will provide independent advice that you can always trust.