An increasingly borderless freelancer and contractor market means new, unknown territory for most companies and talent. The Crema account is 100% borderless, meaning that you can receive money from anywhere and move it without commission, or spend it with your Crema card. For companies, hiring and paying through Crema is 100% compliant with local and international regulations. In addition, you can access putting payments in escrow to be 100% certain of the delivery of any contractors you find and hire. With Crema, the probability of retaining contractors and international employees increase by 48%. How? By offering your freelancers and international employees fast-forwarding of payments, a borderless Crema Card based in USD to use anywhere in the world, a company approved credit line and much more.