Who are we? spocto is a Fintech platform that has introduced technology in the world of collections. It is a part of Yubi (formerly CredAvenue), India's fastest-growing unicorn. spocto is a trusted partner for 30+ global financial institutions for ensuring that their collections are efficient, streamlined and compliant. How does spocto help? Collection efficiency - we ensure there is best collection efficiency by reducing NPA and saving estimated credit loss. Compliance - we have gold standard compliance protocols that ensures we are compliant to all regulations, and requirements. Customer experience - Our AI-powered platform ensures hyper-personalization and micro-segmentation, ensuring that the customer is reached at their preferred channel with the right context, ensuring the best customer experience. In terms of impact The volumes processed on our platform are 100 Billion+ USD Our global customer count is 52mn+ Our global clients - 30+