IUL is an independent insurance agency offering a comprehensive suite of insurance solutions to assist in the protection of your business and your life from the unexpected. The IUL portfolio offers Business Insurance, Personal Insurance and Employee Benefits products along with Risk Management, Surety Bonds, Errors and Omissions Liability Insurance and Workers’ Compensation Insurance, as well. We don’t just sell insurance. IUL works closely with clients to help them make important and informed decisions every day when it comes to protection and their future. Because we’re independent, our priority is you – not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage and service. The IUL Risk Management Division allows us to handle anything from the basic transactional insurance accounts to the complex risk conscious accounts with our proprietary consultative and diagnostic process, Risk Aware 365™.