Motilal Oswal Home Finance Limited focuses on the affordable housing market to meet the needs of lower and middle-income (LMI) families from 12 states with 111 Location in Western, North-Central and Southern India. In order to help LMI households become financially included, MOHFL gives them access to long-term home financing. Retail housing loans are the exclusive area of concentration for MOHFL. Making decisions is centralised at the head office of MOHFL. Strong risk assessment procedures at every level of the loan processing process also guarantee the development of a high-quality loan book. Our parent firm, Motilal Oswal Financial Services Ltd (MOFSL), is a well-diversified provider of financial services with a strong emphasis on knowledge-based wealth building. MOHFL is managed by a team of specialists with extensive knowledge of the Indian housing finance sector and headed by Mr. Sukesh Bhowal, who has over 27 years of expertise in company management, sales and distribution, retail lending, mortgage lending, and construction financing.