FlowPay is a payment institution authorized by the Bank of Italy that develops combined solutions to streamline collection and payment flows and enhance financial data, blending open banking solutions and standard collection and payment services, shaped with an innovative approach. Its Open Banking technology with almost 100% banking coverage in Italy, together with PISP, AISP and payment execution licences, allow FlowPay to implement new payment use cases that can be integrated by partners via API into their own systems.