Camino Capital is an experienced advisor providing independent investment supervision. Camino’s clients are typically individuals or families without the requisite time or experience to manage their wealth. Camino seeks to add value in the areas of: 1. Costs: Investors often incur many hidden costs when their wealth is professionally managed. These costs have a very significant bearing on investment performance in the long term. Camino identifies and eliminates cost with an objective to reduce average portfolio holding costs by over 50%. 2. Tax: In many cases the tax implications of various investment strategies are only considered after the fact. Camino works with the clients’ tax advisors to understand the clients tax profile to ensure that investment returns are viewed net of taxes (and not gross!). 3. Risk: Understanding risk across the full spectrum of a client’s investment portfolio, especially when multiple wealth managers are employed, is essential to successful long term investment returns. Camino measures the clients’ exposures in aggregate and provides simple guidance on managing risks. 4. Behaviour: Investors are prone to make changes in response to negative market movements. Camino works with clients to focus on long term plans and to keep changes to a minimum. Inaction is not the same thing as inertia. 5. Education: Camino develops long term relationships with multiple family members so that more than one person is aware of the investment strategies employed by the family. Camino does not • Manage client funds • Make specific investment recommendations • Have access to client funds • Receive any reward, commission or remuneration from investment providers Camino’s fees are fixed and in most cases are significantly less than cost savings.