Karus is a financial technology and data analytics company with a distinct focus on consumer auto finance. We assist lenders in identifying and enhancing areas of underperformance, as well as empowering established lenders to leverage their strengths. Through our expertise in AI-powered risk-based pricing, cash flow forecasting, and predictive modeling, Karus plays a pivotal role in optimizing consumer auto lending operations & performance. In addition to our direct lender partnerships, Karus operates as the exclusive Auto ABS forecasting partner for the capital markets on Intex. Through this collaboration, we deliver essential forecasts - prepayment, default, and severity - for all active Auto ABS deals. Our forecasts are seamlessly accessible to a wide spectrum of Intex users, including issuers, ratings agencies, underwriters, valuation teams, and investors.