PaymentUSA specializes in the Merchant Processing Industry. We provide the lowest cost, pass-through rates, with customer service that is not often found in today's business ethic. We treat our merchants like friends and pride ourselves in creating long-lasting, mutually beneficial business relationships. We offer free terminal placement and have a variety of free merchant account service options. If you are an e-commerce business or are in need of a High-Risk merchant account, we've got you covered. Signing up is fast and easy. We don't have contracts, setup fees, cancellation fees, and we have a 96% customer retention rate.