Ourgwala is the money app for you and your people. - Pay anyone and get paid by everyone for FREE when you transact with other users on Ourgwala App. Set up your username and pay anyone, even strangers without needing to share your phone number or bank accounts. - The secure group banking and contributions app for Nigerians, everywhere: get unlimited shared accounts, unlimited members with access to instant notifications, and dedicated bank accounts in your groups name to safely collect contributions, pay vendors and send money to anyone from individual groups. With built in withdrawal and approval controls, your contributions are safer than ever.