Clal Insurance is one of the leading insurance and long term savings companies in Israel. Shares of Clal Insurance Business Holdings are held by the public, with no controlling shareholder, and are traded on the Tel Aviv Stock Exchange. Clal Insurance is rated ilAA+ by Standard & Poor's Maalot and Aa1.il by Midroog. As of the end of 2019, Clal Insurance held 14% market share in the insurance market in terms of gross premiums earned and managed NIS 220 billion worth of assets. The company offers a wide range of services and products to private and corporate customers, such as non-life insurance, health insurance, travel insurance, study funds, provident funds, pension funds, etc. Clal Insurance employs approximately 4,500 people and markets its products through 2,000 insurance agents, all of whom provide quality service and professional support to their customers. Clal devotes considerable effort to improving the service to its agents and customers, while leading a digital revolution enabling immediate service - anywhere and anytime. Clal Insurance consists of three insurance divisions: Non-Life Insurance, Long-Term Savings and Health Insurance.