Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30,000 ATMs and 5,000 branches in the USA through the Shared CO-OP Network and five local branches in NC. Nova Credit Union is a local Financial Co-Operative. Like most Credit Unions, Nova is not-for-profit, but for service, and has served members for over 80 years in North Carolina. Nova Credit Union serves anyone within a 50 mile radius of greater Charlotte, NC in addition to their core group of USPS employees through-out NC. North Carolina Federal & Military employees, members of the: North Carolina Postal Customer Councils (PCCs), NAPS and the North Carolina Consumer Council (NCCC) also may join. Family & household members are eligible to join. There is no membership fee - just a minimum $25 in a savings account to activate membership.