Unnatti Finserv Private Limited (Unnatti); formerly known as Unnati Microfin Private Limited, is a Non-Banking Finance Company (NBFC) based in Maharashtra, India, and under the Indian Companies Act of 1956, is registered with the Reserve Bank of India (RBI) as Non-Deposit Accepting NBFC-ICC.
Our vision is to create a financially inclusive environment wherein every entrepreneur has access to credit, meeting their evolving needs. Currently operating in 2 states (Maharashtra & Gujarat), and 9 Districts in total we service 65000+ borrowers with 31 branches. With the support of 300+ employees and association with 45+ lending partners our AUM for FY 2022 - 2023 crossed 160+ CR.
Unnatti has two major products; Joint Liability Group Leading and Gold Loans. Primarily started with the joint liability group lending model for providing collateral-free, small ticket-size loans to economically active poor women. The Company aims to promote women entrepreneurs to set up new businesses and enhance their existing businesses. Unnatti launched Gold Loans in FY 2020-21 to an existing network of more than 40000 customers. The company has adopted an integrated approach and advanced technology infrastructure which has enabled it to manage increasing business volumes and optimize overall efficiency.