Cent Bank Home Finance Limited is a registered housing finance company with National Housing Bank. It was incorporated in the name of Apna Ghar Vitta Nigam Ltd. and subsequently its name was changed to Cent Bank Home Finance Ltd. It commenced operation on 18th June 1991. CBHFL is as subsidiary of Central Bank of India. The other share holders are- Housing & Urban Development Corporation (HUDCO), Unit Trust of India (UTI), and National Housing Bank (NHB).The CRISIL credit rating of CBHFL Fixed Deposits Programme is FA/ Stable.