Established over 25 years ago, Pafco Insurance Company has built a strong foundation on offering a specialized insurance product and exceptional customer service through the support of our dedicated, independent broker network. Pafco provides personal automobile insurance for drivers who do not qualify for coverage in the standard insurance marketplace. A driving record with a lack of driving experience, unacceptable convictions, an unfavourable accident history, or past coverage lapses may contribute to a driver becoming ineligible for standard personal automobile insurance. Drivers looking to improve their insurance records can look to Pafco to provide a non-standard automobile policy geared to meet their specialized needs at competitive prices. In the event of a claim, our Claims staff provides 24/7 response, including preferred contracting service and repair programs which supply prompt, quality repairs with written guarantees on all work. What type of coverage and how much you need can be a complicated decision. An independent broker works for you, not the insurance company and puts your needs first. They offer you knowledgeable, professional advice and recommend solutions tailored to your individual and specific needs.