We are an experienced debt management company and we know just how hard it can be to make the first step on the road to financial recovery. You can be assured that Baines and Ernst are a professional and friendly organisation. Our primary concern is to help you solve your debt problems. All our clients are ordinary people who for many different reasons, have ended up in debt. And because we know each and every case is completely individual, you can be confident of a personal touch with the backing of a large and established company. With Baines and Ernst, you're not just another cog in the machine.