Alwataniya Microfinance Bank aims at providing sustainable and diverse financial services that create job opportunities and enable entrepreneurs and youth in urban and semi-urban areas to develop micro and small businesses and enhance their living conditions. Meanwhile, the Alwataniya Microfinance Bank works with a social mission to provide added-value to its work and to guarantee working in accordance with its vision. This mission prioritizes partnering with the local community to ensure the positive impact on it. Consequently, Alwataniya Microfinance Bank has strategically designed its structure and operational plan to empower, share responsibility and cooperate with the local community in a transparent, accountable and socially integrated manner through offering non-traditional microfinance products to the communities it is serving. These products shall cover credit products for the purpose of paying non-income generating activities .