Idram is the leading fintech in Armenia featuring both wallet and banking experiences in one app. Some of the exciting features of the app are - QR/NFC cashless payments at more than 4500 merchants - Online checkout possibility at more than 570 online shops - Buy now pay later installments plans - Online banking - Online payments for utility, car related and 300+ other services. The aim of the company is to provide 24/7 quality and affordable services to its customers, making their everyday payments and transfers easy, fast, accessible and secure.