A Healthier Credit Score Leads to a Wealthier Life ℠ FinBe USA is a national lender that has been working with franchise and independent auto dealerships since 2007 to provide financing for all credit circumstances. Based in Ft. Lauderdale, Florida, FinBe USA is a national lender that has been working with franchise and independent auto dealerships since 2007 to originate auto loans for applicants. FinBe USA is owned by Bepensa, a Mexican business group, made up of more than 40 companies grouped into 5 business divisions. Together, they provide employment to more than 13,000 people in 3 countries. Our 59 brands, many of them global leaders in their categories, seek to satisfy the needs of more than 350 thousand registered customers and millions of consumers in Mexico, the United States and the Dominican Republic.