Microfinancial, Inc., with headquarters in Burlington, MA, is a financial intermediary specializing in leasing and financing for products that are typically in the $500 to $100,000 and higher price range. Through its subsidiaries, the company has provided leasing and financing alternatives for hundreds of thousands, mostly commercial, accounts nationwide. Through its operating subsidiary TimePayment Corp, it offers TimePayment InfoHub™, a web based application and credit approval process for its vendors which provides credit decisions usually in seconds.