Fix My Super specializes in helping everyday Australians create financial freedom both now and in retirement. Wholesale Superannuation products or wrap accounts, were previously only available to high-net-worth individuals or the already wealthy. Therefore, everyday Australian missed out on hearing about them, accessing them and creating financial freedom for themselves. Our goal is to give everybody the same level of service and investment opportunities as the already wealthy. Essentially, lowering the barrier to entry. With 85% of Australians left struggling on the age pension, wholesale superannuation products enable you to be pro-active and involved when it comes to your retirement goals. HIGHER RETURNS Industry funds and retail funds generally return between 5%-10% as a 5-year average (on the balanced option), whereas our wholesale portfolio accounts return on average 13.5% in comparison. This will depend upon your individual asset allocation so there is a solution for everyone, regardless of where you currently are in your wealth creation journey. These higher returns are achieved by effectively removing the middle man and you keeping more of the investment returns. We do this by having access to the some of the highest returning managed funds available on the market without the need for an SMSF or Sophisticated Investor status. ACTIVELY MANAGED NOT PASSIVELY MANAGED Our Wholesale superannuation portfolios are “actively managed” rather than “passively managed” like the Industry funds. This means during market crashes such as the GFC or the Covid crash, our clients still enjoyed 10.5% return for the year instead of the 1% loss or small return of 1% that the industry funds achieved. SAVE ON FEE'S Is wholesale superannuation more expensive? No it is not. The fee’s are equivalent to the industry funds yet you would be receiving full personal financial advice and our adviser fee’s are capped when your Superannuation balance reaches $300,000.