MACHICA GROUP is composed of: Machica Tan-Cruz & Co (or “MTC”) [formerly M. A. Machica Accounting Firm] and MACHICA FIRM (Financial, Insurance & Risk Managers), INC. (or “MFI”). Machica Tan Cruz & Co. "MTC" is engaged in the public practice of accountancy as Certified Public Accountants whose services for Philippine-based and multi-national enterprises are grouped into: audit and assurance, business and knowledge support, taxation, and business consulting and advisory. MTC has currently four active partners. Machica Firm, Inc. "MFI" is a domestic corporation duly registered with the Securities and Exchange Commission. It offers top-of-the-line service and solution such as risk management, financial planning, life and non-life insurance underwriting, employee benefits consulting, mutual funds, variable-unit-linked life insurance, health and accident covers, alternative risk and insurance, and claims. As an insurance and mutual fund intermediary, MFI has existing contracts with Philippine leading non-life insurance companies, and one each for life insurance, health care and mutual funds.