Established in 1903, South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas. South Ottumwa Savings Bank provides a full range of products including Checking and Savings Accounts, Digital Banking, Agricultural Loans, Commercial Loans, Mortgage Loans, Auto and Personal Loans. The Bank takes special interest in ensuring the growth and vitality of the communities we serve by volunteering our time, talent and financial resources to worthy causes. The Bank is continually looking for new ways to improve and invest in the newest technology, products and services to provide the best banking experience for our customers. Never provide your social security number or account information at any time in posting or in corresponding with the South Ottumwa Savings Bank social networking site. Member FDIC Equal Housing Lender