Who are we? •Located throughout rural New Brunswick, the 10 CBDC offices are there to help potential and existing entrepreneurs living in rural communities access capital and other business resources. •We are not-for-profit organizations run by volunteers from the local business community who firmly believe in improving the economic viability of their region. •We are high risk niche lenders who do not compete with conventional lenders, but work with those entrepreneurs who have difficulty securing capital through traditional sources. What do we do? •We provide term loans up to $150,000 with competitive rates and flexible repayment options •We provide ongoing counseling to our clients. Our Volunteer Boards Investment decisions are made by an independent Board of Directors sensitive to the needs of its community. The directors are volunteers from the business sector dedicated to making their community a better place in which to live and work. The strength of the CBDCs is in our volunteer boards. They have an intimate knowledge of the local markets, the business environment and the people in their communities. Our Staff Each office is staffed with a team of professionals. They meet with people who are in various stages of the business cycle, reviewing business plans and making suggestions where warranted. They also continue to meet with clients on a regular basis to collect information, monitor progress and offer counselling and training opportunities when needed.