Craig James Financial Services, LLC is an investment and retirement planning firm that specializes in the needs of retirees, with a focus on law enforcement retirements. Our commitment to our clients is to offer them personalized, independent, financial advice, so they can prepare for a financially secure retirement. Our motto is "offering you independent, objective, financial advice." We accomplish that by keeping ourselves truly independent. We are not owned by any insurance company, bank, or trust company. We are able to provide you with solutions based on your needs, not on what products we can sell to you. We are here to listen. We have expertise in the areas of estate planning, planning for the elderly, long term care, insurances of all kinds, and retirement planning. By listening to our clients, we design individualized investment portfolios based upon your risk tolerance, knowledge of investing, and time horizon. We want to gather as much information about you in order to make accurate recommendations. WE have built our reputation as leaders in retirement transition. We provide our clients with solid, personalized investment planning targeted to your needs. The relationships we establish with our clients are designed to last a lifetime; therefore, it is imperative that we work together. At Craig James Financial Services, LLC, we are proud of our clientele. Our goal is to build lasting relationships through our personalized counseling in all aspects of one's financial life. Craig J. Ferrantino is a Registered Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA, SIPC. Craig James Financial Services, LLC and United Planners are not affiliated.