United Credit Bureau is the recognised leader in the Russian Credit Bureau Market. The Bureau database contains more than 200 m credit histories on more than 64 m borrowers from all over the country. Among the Bureau clients, there are over 600 banks, microlenders, insurance companies and mobile network operators. We focus not only on the quantity of data, but also on the quality of their processing, and the extent of their availability to clients. Our technical solutions allow us to operate up to the world standard and in full compliance with both Russian and international security requirements. The Bureau production system is available on the 24/7 basis. United Credit Bureau also provides its clients with high-performance risk assessment, credit portfolio management and fraud prevention services. The Bureau shareholders are Sberbank of Russia, Experian, and Interfax Group.