John Charcol has been advising clients on their mortgage and protection needs for over 40 years. We're the original independent mortgage experts. We pride ourselves on helping our clients secure the best mortgage deal whether they're a first time buyer, remortgaging their home, investing in buy to let or moving up, or down the property ladder. With over £2bn of mortgages applications every year and a network of more than 100 advisers based in London, Southampton, Birmingham and across the UK we specialise in helping clients who may find it more difficult to secure a mortgage - perhaps because they are self-employed, own their own business or have multiple or complex income streams. Whatever your situation the team at John Charcol can help. With honest, straight forward mortgage advice - we help make mortgages simple. For more information: www.charcol.co.uk or call us on: 03333 314 705