Sefina Pantbank is the Nordic region's largest mortgage bank chain, founded in 1884 by Oscar Swartling. Sefina offers value-added loans as collateral to individuals over the age of 18 and is today included in the Sefina Group. During the broken fiscal year 2010-2011, sales amounted to over 250 million and the company has 100 employees and 20 offices in Stockholm, Gothenburg, Malmö, Gävle, Lund, Helsingborg, Södertälje, Uppsala, Västerås, Örebro and Norrköping. The head office is located in Stockholm. The Sefina Group also includes Helsinki Pantbank (Helsingin Pantti), which has 12 offices in Finland. For further information, see www.sefina.se.