ARI Financial Group (AFG) is a boutique financial firm specializing in advanced life insurance concepts and Premium Financing services designed to help grow and conserve wealth through customized solutions, personalized service, and innovative planning. Our partnerships include family offices, advisors, law firms, CPAs, sports agents, asset managers, and private bankers. Every member of our network forms a valuable part of our team and helps us reach the highest echelon of service we know our clients deserve. Visit our website for more information: www.arifinancial.com Contact us: info@ari-fg.com - Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. National Financial Network is not an affiliate or subsidiary of Guardian. CA Insurance License Number - 0J07645. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. 2022-147584 Exp 1/2025