At American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades, our loan officers pride themselves on taking the stress out of the home buying or refinancing process. And the fact that we offer the lowest mortgage rates in NJ, NY, PA, CT, FL, NC, SC, MA, MD and DE makes us the area choice for affordable mortgage loans. Since all of our mortgage rates are guaranteed in writing with our lock-in agreement, you as an American Federal customer can be ensured that the rate we quote is the rate you close at. Licensed Mortgage Banker - American Federal Mortgage Corporation NMLS License #2756 - New Jersey Department of Banking and Insurance New Jersey License # 8700934 - Connecticut Department of Banking CT License # 2612 - AFMC Mortgage in Lieu of true name American Federal Mortgage Corporation NYS Banking Department NY Lender # 8500837 - Pennsylvania Department of Banking PA License # 21497 - AFMC Mortgage Licensed Mortgage Lender by Florida Office of Financial Regulation FL License # MLD1126 - Licensed Mortgage Lender Licensed by North Carolina Commissioner of Banks NC License # L-160180 - Licensed Mortgage Lender Licensed by Massachusetts Division of Banks MA License #ML2756 - Licensed Mortgage Lender Licensed by Maryland Office Of The Commissioner Of Financial Regulation MD License #21274 - Licensed Mortgage Lender/Servicer License Licensed by South Carolina State Board Of Financial Institutions SC License # MLS - 2756 - Lender License Licensed by Delaware Office Of The State Bank Commissioner DE License # 017925