We are a professional body dedicated to building public trust in the insurance and financial planning professions, with members living and working in more than 150 countries around the world. Our vision is that CII and Personal Finance Society (PFS) professionals build a world which delivers ever greater financial resilience for individuals and societies more broadly. As the leading global professional membership body for the insurance sector, the CII represents more than 82,000 members across the UK and internationally, with offices in London, Dubai and Hong Kong. The PFS is the pre-eminent professional membership body in financial planning. It represents more than 40,000 members across the UK and internationally. As a Royal Charter body, the Institute has the right to confer chartered titles on individuals and organisations. The Institute is regulated by Ofqual, CCEA (Northern Ireland) and Qualifications Wales as an awarding organisation, requiring us to deliver regulated qualifications to exacting standards. As an Accredited Body licensed by the Financial Conduct Authority, the Institute oversees the qualifications status, adherence to its ethical code, and continuing professional development of members who require a Statement of Professional Standing (SPS), an annual license required by Retail Investment Advisers.