VAIOT combines artificial intelligence and blockchain to create new ways of digitally accessing services and securely concluding legal agreements using a natural user interface. VAIOT enables both businesses and consumers to utilize a set of technologies called Intelligent Contracts. It serves as a personal assistant, available on mobile devices via a simple natural user interface (e.g. voice conversation), providing: - AI-based legal services, such as intelligently creating custom contracts (both printable, traditional written contracts, as well as digital versions, securely stored on the blockchain). - A novel, intelligent service distribution channel that empowers businesses to adapt to modern customers by providing a new way of accessing services.