Totalkapital AS has merged with Kravia AS. Totalkapital provides services throughout the whole credit value chain covering information services, invoicing services and debt collection services. We take care of our customers revenue stream with high quality debt-related administrative services and contribute to the growth and prosperity of our customers. Totalkapital offer the following services: * Billing * Reminders * Debt Collection * Long term monitoring of debtors * Loan Administration * Credit Administrative Consulting * Cash Management Consulting * Legal advice * We manage your ledger with integration to your accounting system * Web interface in real-time for debt collection with access for the creditor and debtor * Web interface with access to ledger and integration with your accounting system