The Intergovernmental Risk Management Agency, founded in 1979, was the first municipal risk pool in Illinois. IRMA is a risk sharing pool of 71 local municipalities and special service districts in northeastern Illinois, which have joined together to manage and fund their property/casualty/workers’ compensation claims. All members also participate in a comprehensive risk management program. IRMA has fulfilled its members’ goals of stabilizing future annual contribution rates, improving the quality of our risk management services, and offering one of the most comprehensive pool coverage programs that can be found anywhere for public entities