Pioneer Valley Financial Group has been providing individuals and organizations with financial guidance since 2002. We pride ourselves on crafting unique strategies for each client. Our tradition of integrity promotes true transparency through our honest and comprehensive approach. Together we posses decades of experience where we continue to focus on relationships rather than transactions. Committed to serving you, we practice balance, care, skill, diligence and objectivity in the comprehensive process utilized in developing and managing your financial life. This communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KY, MA, MD, ME, MS, NC, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TX, VA, VT, WA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Securities and advisory services offered through Commonwealth Financial Network, Member www.finra.org/www.sipc.org, a Registered Investment Advisor. Pioneer Valley Financial Group | 535 East Street | Ludlow, MA 01056 | (413) 589-1500 Please see our Terms of Use here: www.commonwealth.com/termsofuse.html Check the background of this firm on FINRA's BrokerCheck: http://brokercheck.finra.org/Firm/Summary/8032