BEST S.A. is one of the largest companies in the debt collection industry in Poland. The company is the parent of the BEST Capital Group, which actively invests in non-performing debt portfolios in Poland and Italy. In servicing debt portfolios we cooperate with banks, lending companies, telecommunication operators, power supply companies, and other mass service providers. We strive to be the leaders of digital transformation in our industry. Advanced technology is our means to focus on customers' needs and achieve operational excellence. The company was established in 1994 as a hire purchase provider and credit products distributor. It is listed on the Warsaw Stock Exchange since 1997. In 2002 BEST S.A. underwent an operational and financial reorganisation, ceasing its credit intermediation activities, and focusing instead on debt collection and debt portfolio management. In 2005 BEST S.A. established one of the first securitisation funds in the market, followed in 2007 by the establishment of an investment funds management company - BEST TFI S.A. In 2010 BEST S.A., as the first player in the Polish market, obtained a licence of the Polish Financial Supervision Authority (KNF) to manage assets of securitisation funds. BEST S.A. Italian operations were set up in 2017 followed by a purchase of several NPL portfolios from financial institutions. The company's strategy is based on three basic values: Knowledge, Ethics and Effectiveness.