421 is an advisory and consultancy firm that was founded in 2010. We create value for our clients by leveraging our payments, regulatory and change management expertise. Our clients are mainly found in the Nordic countries’ financial services sector. We are an organization with an entrepreneurial mindset, with an inclusive and friendly company culture. We believe this reflects our goal of being the best employer for consultants in financial services. Our biggest asset is our people, and we cherish the “we” in our deliveries.