Efficient Group was established in 2002, primarily as an asset management company. Today, we are a diversified financial services group focused on professional advice, quality services and tailor-made investment products across the financial services value chain. We provide these through a three-pillared organisational structure, namely a financial services cluster, a solutions cluster and an investments cluster. We service more than 75 000 clients via offices throughout South Africa. We employ more than 450 people, including more than 200 registered financial advisors. Our client base includes individual investors, institutions, corporations, intermediaries and pension funds. Efficient Wealth is an authorised financial service provider. FSP 655