Howard Capital Management, Inc. (HCM) is an SEC-Registered Investment Advisory Firm, offering professional money management services to private clients, brokers, and broker-dealers through separately managed portfolios, retirement tools, self-directed brokerage accounts, and proprietary mutual funds. The investment strategies we use at HCM are tactical and defensive. We believe this management style is a powerful, straightforward solution to navigating market volatility while striving to drive performance and hedge against inflation. Investors should carefully consider the investment objectives, risks, charges and expenses of the HCM Funds. This and other important information about the Funds is contained in the Prospectus, which can be obtained at www.howardcmfunds.com or by calling (770) 642-4902. The Prospectus should be read carefully before investing. Investments in Mutual Funds involve risk including the possible loss of principal. There is no assurance that the Fund’s will achieve their investment objectives. The advisor’s investment model carries a risk that the mathematical model used might be based on one or more incorrect assumptions. No assurance can be given that the Fund will be successful under all or any market conditions. The HCM-BuyLine® is a market indicator only, not a stoploss tool. There is no guarantee that HCM-BuyLine® will accurately predict or respond to prevailing market conditions in all instances. Past performance is not a guarantee or a reliable indicator of future results. Therefore, no current or prospective client should assume that the future performance of any fund employing the HCM-BuyLine® will be profitable or equal to past performance levels. The HCM Funds is distributed by Northern Lights Distributors, LLC, member FINRA ⁄ SIPC. Northern Lights Distributors, LLC and Howard Capital Management, Inc. are not affiliated.