Denarii is a turnkey provider of hosted electronic transaction processing coupled to a mobile financial services platform, that allows end-users to manage their prepaid account, transfer funds, pay bills, and topup mobile devices. The platform provides realtime delivery of targeted messaging, for advertising, logistics and other services, to a client company's customer base for that company and for trusted third parties. Denarii’s modular technology enables businesses to deploy prepaid and payment services that maximize convenience by integrating stored-value transaction processing, mobile financial services, and mobile advertising platforms, while minimizing customer service costs.