BWT Risk Advisors, LLC specializes in property & casualty insurance and risk management. We insure over 1000 businesses and over 2000 personal clients. Our staff of Certified Insurance Counselors and Certified Workers Compensation Advisors has experience in all areas of insurance. Our commitment goes well beyond the delivery of an insurance policy. Striving to become part of our client's trusted advisor team; we offer an extensive list of value-added services that are designed to reduce premiums and exposure to loss while improving our clients risk management program over the long term. We professionally handle the business insurance for municipalities, construction, high tech, manufacturing, wholesale, retail, property management and professional service industries. We are authorized to place coverage in all states and handle the international exposures of our clients. Our personal lines department provides homeowners, automobile, RV, boat, motorcycle and personal articles insurance. We represent many A rated or higher personal insurance companies. We shop these insurers for our clients to make sure we provide broad appropriate coverage for the most competitive premium. No matter what your insurance need or question we invite you to experience an exceptional level of customer service.