Penny & Associates established since 1994 is a specialized knowledge based ACCOUNTING, OUTSOURCED CFO, CONSULTING & MANAGEMENT firm that provides: VIRTUAL bookkeeping and business services for Small to Medium Companies and Not for Profits to be sustainable. Quickbooks certified for Bookkeeping, cheques and payables management, Financial Statement preparation Business, Government Filings and Corporate Tax Returns Monthly Financial Statement Preparation and user friendly comments CFO advisory services for Corporations and Not For Profits. Financial Guardianship, Money Management and Advisory Services for Aging Seniors. Board Governance Consulting and Not For Profit Board Guidance, Internet Portal Consulting in creating a virtual workplace with policies and procedures. Marketing and Internet Services to create visibility both online and off. Smart streamlined and creative thinking and workshops to help your organization. Award winning accountants, bookkeepers in financial management and knowledge based services; P & A believes that it can be transparent as your business partner offering services and experience that allow you comfort and PEACE OF MIND.