LEA FS specialises in: Advice and arrangement of personal mortgages for First-Time Buyers, Right-to-Buyers, Home Movers, Up-sizers and Down-sizers, Re-mortgagers, including those seeking to borrow more for a variety of reasons, Expat purchasers or remortgagers and Bridging Finance to help with purchases prior to a sale. The mortgages can be on a first or subsequent charge basis. Advice and arrangement of 'business' mortgages to assist in the purchase or refinance of Buy-to-Let (investment) properties, property portfolios, HMOs (Houses in Multiple Occupation), student housing, multi-unit properties (several dwellings on the same freehold title), commercial properties (shops, offices, warehouses, factories, etc.). As with the residential mortgages above, these products can be of a first or subsequent charge basis and can include Bridging Finance. Advice and arrangement of Commercial Funding such as Development Finance including Joint Venture funding, Asset & Lease Finance, Cash Flow Finance and Invoice Factoring. Advice and arrangement of personal protection such as Life Assurance, Critical Illness insurance, Income Protection Insurance, Health Insurance, Travel Insurance and property insurances (Home, Landlord, Tenant, etc.) Advice and arrangement of Business Protection Insurance products. This includes Directors and Officers Insurance, Professional Liability Insurance, Employer's and Public Liability Insurance, Key Man Insurance, Relevant Life Insurance, etc. In addition we assist start-ups, with Business Planning advice, arrangement of banking support, appointment of legal advisors and accountants, guidance on principles of accounting and incorporations. Finally (?) we are agents for the Utility Warehouse which is a club that offers significant savings on utility bills and discounts on purchased made through the club. Check out our offerings