About ESBG European Savings and Retail Banking Group represents the locally focused European banking sector, helping savings and retail banks in European countries strengthen their unique approach that focuses on service to local communities and SMEs. An advocate for a proportionate approach to banking rules, ESBG members stand committed to further unleash the promise of sustainable, regional, retail and responsible 21st-century banking. About WSBI World Savings and Retail Banking Institute represents the interests of 6,760 savings and retail banks around the world. With assets of some $16 trillion, WSBI member banks serve some 1.7 billion customers in nearly 80 countries. Founded in 1924, the institute focuses on international regulatory issues that affect the savings and retail banking industry and efforts that support financial education as well as further financial sector innovation. WSBI supports the goal of sustainable, inclusive, balanced growth and job creation by all countries around the world. WSBI members commit to retail, regional and responsible 21s-century banking.