Crédit Coopératif is a diversified banking group, which offers a wide range of banking products and services, especially to businesses and organisations, in the different sectors in which it is involved. It finds its origins in the Social Economy movement of the late 19th century that led to the creation of today's large mutual banking groups. Owned by its clients, also called "sociétaires", Crédit Coopératif is a co-operative bank, which is an active member of the Social Economy for more than one hundred years. It assists and accompanies the creation and development of co-operatives, mutual organisations, small businesses, trade associations and work committees. Crédit Coopératif has developed specialist skills in a multitude of business areas. It also caters for the banking needs of its partners' members and staff. Retail customers are offered a full range of services an products ranging from different types of credit to asset management and direct banking.