Sarma is a credit information company offering products and services to make informed business decisions for both consumers and businesses. Sarma was founded in 1907 and has grown into one of the largest independent credit bureaus in the United States. The credit reporting business maintains long-standing relationships with financial Institutions, auto dealers and retailers. Our third party debt collection division was established in the 1950's and has been one of the primary bad debt collection agencies serving various industries nationwide. The residential mortgage credit reporting business unit has been providing mortgage reports to the lending community in Texas and beyond for the past 25 years. Sarma also offer key products and services for background checks, property management, tenant screening, business credit reporting and more. Sarma also has ownership of various real estate properties.