Dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Pioneer State Mutual Insurance Company is a property and casualty insurance carrier specializing in coverages for individuals and businesses. We market our products through the Independent Insurance Agency model and currently only write in the state of Michigan, providing best in class service for our agents and policyholders while maintaining a satisfied, highly motivated work force, and a sound financial base. Since 1908, Pioneer State Mutual and our network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Today, we offer a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters, and Commercial policies, all expertly tailored to your specific needs.