Who We Are... Menath Insurance is an Independent Insurance Agent located in the Lake Tahoe and Reno area and serving most Western states. We offer excellent personal service with competitive products and pricing. We will take the time to listen to your needs and find the perfect policy for you. Your total satisfaction is our #1 priority. ... And Why We're Different. As an independent insurance agent we work with a number of companies, not just one. We research with these firms to find you the best combination of price, coverage and service. We also offer a wide variety of niche insurance products including many different types of outdoor insurance policies!