Tokio Marine HCC – Public Risk Group offers one of the most comprehensive and cost-effective municipal insurance programs in the U.S. With more than 35 years of experience devoted exclusively to insuring municipalities, we are experts in municipal risk and understand the unique challenges facing public entities. As a specialized provider of property and casualty insurance, Tokio Marine HCC – Public Risk Group takes pride in assisting our insureds with the daily challenges and risks they face. We design customized insurance programs – from cyber coverage to public official liability coverage – that are tailored specifically to the needs of public entities. Since 1985, the Public Risk Group has safeguarded communities by working with a network of brokers and agents to provide insurance to public entities. We proudly serve: Towns Townships Villages Cities Counties Special Districts of All Types Our dedication to serving our insureds extends far beyond our coverages. Our risk control team of experienced public sector professionals helps insureds reduce exposure through a wide range of consultative services. These include a free HR risk management hotline, 24/7 access to resources, on-site assessments and much more. And when it comes to claims, we’re here when our insureds need us most.